Even less appreciation of savings accounts


The reduction of the CNB REPO rate, which to a certain extent determines the interest on loans and at the same time the interest on savings accounts, continues and we are now at a value of 5.75%. The CNB wants to reduce rates until it reaches the inflation target of 3% per year. The average REPO rate since 2000 is 2.5%.

  • https://www.cnb.cz/cs/verejnost/servis-pro-media/autorske-clanky-rozhovory-s-predstaviteli-cnb/Eva-Zamrazilova-Inflace-se-vyrazne-snizi-00001/
  • https://www.cnb.cz/cs/casto-kladene-dotazy/Jak-se-vyvijela-dvoutydenni-repo-sazba-CNB/

ALTERNATIVES for SOME clients can be bond funds of companies such as Conseq or J&T. These investment funds (risk 2 out of 7) have historically only earned around 4% p.a., but thanks to the current situation - the fall in interest rates, the expected return on a 3-year horizon is 5% p.a. at Conseq bond and 7% p.a. at J&T Bond. The yield - unlike savings accounts - will not be given for 3 years!

Detailed information below.

  • https://www.conseq.cz/investice/prehled-fondu/conseq-invest-dluhopisovy-fond-a
  • https://www.conseq.cz/investice/prehled-fondu/j-t-bond-czk


Investment opportunity


The trading day for the JET 3 qualified investors fund opened on 30.6. 2024.

The fund is so far the most interesting thing I have available during 2024. The fund focuses on majority shares in small or medium-sized industrial enterprises with export potential and seeks synergies between individual investments. Experienced managers carry out the necessary restructuring to increase their growth and profit potential.

The fund targets profits of 15% p.a. with an investment horizon of 6-8 years. Minimum investment 1 million CZK.

https://www.conseq.cz/investice/prehled-fondu/jet-3-fond-fondu-opf-czk

https://www.conseq.cz/getmedia/4f8c7a0a-7f8e-42ab-8175-95aa947839ba/JET-3-letak-final.pdf.aspx?ext=.pdf

https://www.conseq.cz/getmedia/56907dcf-2ab8-4514-9e34-1b295547cb4e/Prezentace-JET3-OPF-final.pdf.aspx?ext=.pdf

 

In case of questions and arrangements, do not be afraid to contact me.